What's Wrong with this Formula?

Water Resistant SPF 45 Lotion

A.
Water (aqua), qs to 100%
Methylparaben, 0.6
Propylene glycol, 6.0
PVP, 2.0
Carbomer, 0.75
Tocopherol acetate, 0.2
Octyl methoxycinnamate, 7.5

B.
Oxybenzone, 6.0
Stearic acid, 3.0
Mineral oil, 10.0
Zinc oxide, 5.0
Avobenzone, 3.5

C.
Triethanolamine, 99%, 3.0 

D.
DMDM hydantoin, 0.2

E.
Fragrance, 0.25

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