Formula 1. Example hand lotion formulation

Stearic Acid (Emersol 132NF, Cognis) 3.0% w/w
Glyceryl Monostearate 3.0
Mineral Oil (and) Lanolin Derivative  10.00
Acetulan  1.0
Sweet Almond Oil 3.5
Shea Butter 2.0
Water (aqua) 72.0
TEA 1.0
Propylene Glycol 4.5
  100.00